Unlocking Mortgage Lock-In: Evidence From a Spatial Housing Ladder Model Capital Markets Workshop Lu Liu (Wharton) 10/12/2025 scroll-down Breadcrumb Home Seminars Unlocking Mortgage Lock-In: Evidence From a Spatial Housing Ladder Model Date: Wednesday 10th December 2025Time: 1.00-2.30pmSpeaker: Lu Liu (Wharton)Seminar Title: Unlocking Mortgage Lock-In: Evidence From a Spatial Housing Ladder ModelThis seminar is by invitation only.