Kim Fe Cramer

This paper uses credit bureau data on 648 million retail loans in India to examine the comparative advantages of shadow banks across market segments...

This paper studies how firms allocate their Corporate Social Responsibility (CSR) expenditures to inform the welfare effects of corporate...

Increased access to financial services after the expansion of banks in India improved household health outcomes.

This paper demonstrates that increasing bank presence in underserved areas can substantially improve households’ health. I apply a regression...